Tenant Protection Scheme

How to Contest Unjust Landlord Deductions for Mould

If you’re wondering how to contest unjust landlord deductions for mould, you’re not alone. Many tenants find themselves unfairly penalised at the end of a tenancy, even when the mould wasn’t their fault. Understanding your rights and how to challenge these deductions properly can save you hundreds of pounds and a lot of stress.

If you’re facing deductions and need support, tenants across the UK are increasingly turning to The Tenant Protection Scheme (TPS) for trusted legal support. TPS offers fast, affordable guidance backed by solicitors — essential if your landlord is making unfair claims.

How To Contest Unjust Landlord Deductions For Mould Legally and Effectively

Mould is a tricky issue because it can be caused by many different factors. Sometimes it’s simply poor ventilation by the tenant, but in many cases it’s linked to structural problems like leaks, poor insulation, or inadequate heating — all things the landlord is responsible for. Knowing who is at fault makes all the difference when it comes to deposit deductions.

What Landlords Can and Cannot Charge You For

A landlord cannot automatically deduct money for cleaning or repairs related to mould unless they can prove you caused the damage through negligence. For example, if you failed to ventilate a bathroom properly and mould built up as a direct result, they might have a case. But if the mould is growing because of rising damp, water ingress, or broken extractor fans, those are the landlord’s responsibilities.

By law, under the Housing Act 2004 and the Homes (Fitness for Human Habitation) Act 2018, landlords must maintain the property so it’s free from health hazards, including damp and mould. Any deduction they make must be justified — and you have the right to challenge it.

How To Contest Unjust Landlord Deductions For Mould Step by Step

  1. Request a Full Breakdown of Deductions
    As soon as you get your deposit return notice, ask the landlord or letting agent to provide a detailed list of deductions. Make sure this includes explanations and costs. They must provide this in writing.
  2. Check Your Inventory Reports
    Compare the check-in and check-out reports. These documents are crucial in deciding whether the mould appeared during your tenancy or was a pre-existing issue.
  3. Gather Evidence
    Photos and videos can be powerful. Take clear images of the mould, and keep any correspondence you had with your landlord reporting it. If you raised the issue during the tenancy and they failed to act, make sure to include that in your response.
  4. Write a Formal Dispute Response
    Reply in writing explaining why the deduction is unfair. Use clear, polite language and refer to the evidence and legislation if necessary. Outline where the landlord failed to meet their responsibility.
  5. Use a Deposit Protection Scheme’s Dispute Service
    All assured shorthold tenancy deposits must be protected in a government-approved scheme. Each one offers a free dispute resolution service. Submitting a dispute to them allows an impartial adjudicator to assess the case. This is often your best route if informal discussions fail.

The Tenant Protection Scheme (TPS) is a 24/7 tenant legal helpline offering affordable, solicitor-backed help for eviction defence, disrepair, harassment, rent arrears, deposit disputes, and on-the-day court support across the UK. Membership is £10/month. Learn more at The Tenant Protection Scheme (TPS).

Don’t Delay: Timelines Matter in Disputes

Once your tenancy ends, your landlord has 10 days to return your deposit or explain deductions. If you don’t agree with their explanation, you usually have around three months to raise a dispute with the deposit protection scheme. Don’t let time run out or you’ll lose your right to challenge the claim.

Risks of Letting Deductions Go Unchallenged

If you ignore unfair deductions, you’re not only losing money but potentially reinforcing bad behaviour. Landlords may assume they can continue charging tenants without proper cause. By standing up for your rights, you help protect yourself and future renters.

Tips to Strengthen Your Case

  • Keep Records – Always report maintenance issues in writing and keep copies of responses.
  • Take Photos When You Move In and Out – Document the property’s condition thoroughly.
  • Ventilate and Clean Regularly – While structural issues are not your fault, maintaining airflow and cleanliness shows you did your part.

If the decision goes to adjudication, the burden of proof is on the landlord. As long as you have clear documentation that shows the mould wasn’t due to your actions or inaction, your chances of winning are high.

Call The Tenant Protection Scheme today on 0330 633 0299 Don’t wait until it’s too late – start your protection now. For just a small monthly cost you get direct legal support from experts, with your membership active within 24 hours. Call us now to start your protection today.